Smart Money People Logo

NewDay: Aqua credit cards reviews

4.88
Based on 2,845 reviews, last reviewed 14th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025
Nilakantha Kuila's avatar
Nilakantha Kuila

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025
Trevor D's avatar
Trevor D

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (2845)

Excellent

5
Easiest banking experince I've had Reviewed on: 8th March 2022

Great!

5
Everything always works! Never ever I had any problem with it. Reviewed on: 8th March 2022

Great Credit Builder

5
After struggling with my finances in my early twenties i was unable to get credit anywhere. Aqua gave me a card with a low limit and slowly upped my limit as I proved i could manage my credit again. Any issues ive had have been resolved quickly and professionally by the online customer service team.. 10/10 Reviewed on: 8th March 2022

Best Lender

5
Great experience using this bank :) Reviewed on: 8th March 2022

Good for credit building

5
I especially like the app and how easy it is to use. Started off with a low limit and as I felt braver and in control have accepted proposed limit increase - these can be turned down at any time so you always feel in charge. Reviewed on: 8th March 2022

Supported me and my rebuilding of credit

5
Easy manageable limits, and easy payment methods with a great app. Reviewed on: 8th March 2022

Simple, informative and helpful

5
I have had a credit account with aqua for about a year. There app is simple to use yet informative. Offers great advice and helpful tips for improving my credit score which has been something i have really struggled with in the past. Aqua has helped me get my finances back on track. I would recommend them to any of my close friends and family. Reviewed on: 8th March 2022

Excellent card

5
Excellent card easy to use and app extremely useful Reviewed on: 8th March 2022

Would recommend this service!

5
Service easy and professional company. communications are straight forward. Reviewed on: 8th March 2022

Easy quick and simple

5
Using aqua is easy and fast I have had no problems with it at all. They even quickly increased my credit limit which was very helpful for me. Would recommend. Reviewed on: 8th March 2022

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2284 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 538 reviews
    NewDay
    View all products