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NewDay: Aqua credit cards reviews

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4.71
Based on 3,313 reviews, last reviewed 13th Jun 2026
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026
Kimberley's avatar
Kimberley

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026
Umut Alpkan's avatar
Umut Alpkan
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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

Excellent creditor

5
Simply the best lender never had any trouble been using their services for years. Highly recommended Reviewed on: 27th June 2022
HaMza's avatar
HaMza

Great customer service, great app

5
One of the better apps to use out there and I cannot fault the customer service. Has been a great credit builder card for me Reviewed on: 27th June 2022
Victoria 's avatar
Victoria

Excellent

5
Great Response, Excellent Service Reviewed on: 27th June 2022
Srikar Marupaka's avatar
Srikar Marupaka

What a Kickstart

4
I moved to the UK in Jan 2020 and knew because I didn't have credit history here, this would affect my credit score. A credit card would certainly help with achieving a credit score but I knew most banks would reject me because of the lack of credit history. Aqua gave me a chance to build my credit history. The APR% was rough but totally understandable for the risk but using an aqua credit card has certainly kick started my credit score and financial responsibility. Reviewed on: 27th June 2022
Tarryn Mutch's avatar
Tarryn Mutch

The best

5
At a time my credit hasn't been the best.. with aqua I have been assessed on my payment activity more than my credit rating. And sometimes this is all we need Reviewed on: 27th June 2022
Eldrun Charles's avatar
Eldrun Charles

Fantastic Service

5
Best rate, generous support and great application, stress free Reviewed on: 27th June 2022
Babajide Fisher's avatar
Babajide Fisher

Helped me so much with my credit building

5
Getting this credit card has really helped with bumping up my credit score. The app allows you to keep on top of absolutely everything and I get email updates of all payments made and payments due to allow me to keep upto date aswell. The app is also easy to navigate and use, with access to finance coaches and your credit score to help you keep on top of your credit building. Highly recommended!! Reviewed on: 27th June 2022
Kayleigh Holden's avatar
Kayleigh Holden

Very good

5
Very good staff and I'm happy with my card Reviewed on: 27th June 2022
Ghyath Jajas's avatar
Ghyath Jajas

Great Experience with Aqua

5
Aqua is a good lender and the app is easy to use. You can see exactly how much you owe and when it is due to be paid. There are flexible repayment options and you can set the amount each month and can change when needed. It is a great way to boost your credit score (providing you pay it back on time!) Reviewed on: 27th June 2022
Louise W's avatar
Louise W

recommended

5
I have good experience with the aqua credit card thanks for the help all the time Reviewed on: 27th June 2022
Flaviu Nicu's avatar
Flaviu Nicu

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