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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

The best

At a time my credit hasn't been the best.. with aqua I have been assessed on my payment activity more than my credit rating. And sometimes this is all we need Reviewed on: 27th June 2022

Fantastic Service

Best rate, generous support and great application, stress free Reviewed on: 27th June 2022

Helped me so much with my credit building

Getting this credit card has really helped with bumping up my credit score. The app allows you to keep on top of absolutely everything and I get email updates of all payments made and payments due to allow me to keep upto date aswell. The app is also easy to navigate and use, with access to finance coaches and your credit score to help you keep on top of your credit building. Highly recommended!! Reviewed on: 27th June 2022

Very good

Very good staff and I'm happy with my card Reviewed on: 27th June 2022

Great Experience with Aqua

Aqua is a good lender and the app is easy to use. You can see exactly how much you owe and when it is due to be paid. There are flexible repayment options and you can set the amount each month and can change when needed. It is a great way to boost your credit score (providing you pay it back on time!) Reviewed on: 27th June 2022

Amazing card

Aqua offers of blance transfers for 6 months free was exactly what I needed. It gives me the flexiablity to repay the balance in full before the offer ends. The intrerest rate is acceptable and good value. Reviewed on: 27th June 2022

Excellent service

Great customer service and good response Reviewed on: 27th June 2022

Easy to use

Easy to use and simple to apply for. The app is great. Reviewed on: 27th June 2022

Always helpful

Aqua has been very helpful in providing me with a card that helps me. The staff on the phone have always been polite and provide information I need. Would recommend Aqua to everyone. Reviewed on: 27th June 2022

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