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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

It’s amazing and helpful great service easy going

It’s amazing and helpful great service easy going Reviewed on: 24th February 2025

Fantastic service the best company

Fantastic service the best company Reviewed on: 24th February 2025

happy with service

Happy with the services provided by new day Reviewed on: 24th February 2025

Great card.

Great card. Easy to apply for and use. My credit score has improved significantly since using the card Reviewed on: 24th February 2025

Aqua has helped me build my credit.

Aqua has helped me build my credit. Customer service is brilliant with low wait times. The app is intuitive and easy to use and is also updated regularly. Would recommend. Reviewed on: 24th February 2025

I love Aqua

Aqua Bank has been a reliable credit card provider for me, offering a solid option for rebuilding credit. Their app is user-friendly, and tools like Aqua Coach help track credit progress. Customer service is generally responsive, and the Trustpilot rating of 4.3 reflects decent satisfaction. It’s not perfect—low credit limits and fees can sting—but it’s effective for credit-building when used wisely. Reviewed on: 24th February 2025

Helpful but quite high APR

Aqua were very helpful at a time where my credit score was not being accepted in most places. Got a good credit limit (with the occasional increase offers) then but could do with a review of APR once in a while just like the occasional credit limit increases. Reviewed on: 24th February 2025

Excellent customer service and good value credit card.

Excellent customer service and good value credit card. Reviewed on: 24th February 2025

Excellent card for credit building

Have had no issues and have had a great experience as a customer, perfect card for people wanting to build credit and the app is a perfect way to keep on track of spending and charges. Always recieve notifications on what is happening with my account. Reviewed on: 24th February 2025

Great for building my credit rating

Great for building my credit rating Reviewed on: 24th February 2025

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