Smart Money People Logo

NewDay: Aqua credit cards reviews

4.89
Based on 3,306 reviews, last reviewed 24th Mar 2026
42300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great customer service and easy to understand, great... Great customer service and easy to understand, great app Reviewed on: 24th March 2026
Beans Dean's avatar
Beans Dean

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (3306)

Good credit card for building socre

4
Good credit card for building socre Reviewed on: 27th February 2026

The card is easy and straightfoward to manage.

5
The card is easy and straightfoward to manage. Always helpful service, when necessary. A very pleasant compamy to deal with. Reviewed on: 27th February 2026

amazing i really very happy with aqua credit card an...

5
amazing i really very happy with aqua credit card and i am very excited for reffer to my friends and family. Reviewed on: 27th February 2026

It provides a good service.

5
It provides a good service..easy to transfer Reviewed on: 27th February 2026

Second to none!

5
Aqua have been excellent at keeping me updated throughout my time with them. I feel i get the best service via their trusty app and have had second to none customer service when i have needed it. Reviewed on: 27th February 2026

Helped with my financial issues, worth trying this out

5
Helped with my financial issues, worth trying this out Reviewed on: 27th February 2026

Good credit card

5
I was impressed about everything. I like to use this credit card for daily purchases. And when I was had a problem with a website purchase the team was helping me quickly. Reviewed on: 27th February 2026

Easy to navigate website; helpful reminders each mo...

5
Easy to navigate website; helpful reminders each month when payment is due Reviewed on: 27th February 2026

Quick Credit Limit Increases with Responsible Use

5
I was pleasantly surprised at how quickly my card limit increased after demonstrating responsible use. Within a few months of consistent on-time payments and keeping my balance low, the issuer reviewed my account and offered a higher credit limit. The whole process felt seamless — I didn’t have to request it or provide additional documents. The increased limit gave me more flexibility for larger purchases and helped improve my credit utilization, which positively impacted my credit score. Overall, the fast limit increase made managing my finances easier and more convenient. Reviewed on: 27th February 2026

Easy to transact, plans are given easily to customers.

5
Easy to transact, plans are given easily to customers. A lot of promo offers that benefit the customers Reviewed on: 27th February 2026

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2284 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 540 reviews
    NewDay
    View all products