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NewDay: Bip Credit Card reviews

4.78
Based on 2,286 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026
Theano 's avatar
Theano

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026
Martin Peters 's avatar
Martin Peters

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

Excellent company

5
APR higher than I'd like but you don't go to BIP if your credit rating is absolutely perfect and you can get much lower APR. I couldn't so I'm incredibly happy with what BIP has offered me. It's much lower APR than other places have previously offered. It's super easy to manage on the app too. Reviewed on: 8th March 2022

Great App

5
Easy application process and great app. Reviewed on: 8th March 2022

Easy and convenient

5
Straight forward, no-nonsense app with user-focused goals makes the app very easy to use. Reviewed on: 8th March 2022

Easy to use, and perfect for those family emergencies.

5
Since using BIP I can honestly say it has helped me to budget my money alot better than I did before. The handy spending cap is great and let's me know when I am about to go over my spending limit. Reviewed on: 8th March 2022

Top class app

5
So easy to get up an running, no e of the hassle of traditional credit cards as it's all in the app. Reviewed on: 8th March 2022

Very Good Service

5
East to use app and very friendly service Reviewed on: 8th March 2022

Amazing quick and easy

5
Love having Bip can add it to my apple wallet and makes it so easy! Also love that you can copy and paste you card number which makes buying online 10x easier Reviewed on: 8th March 2022

Great no hassle!

5
Use the card quite often. I feel safe with it. It’s all tucked away on my phone so secure. Have used customer service and they are great too. Always someone in the end of the phone! Highly recommended Reviewed on: 8th March 2022

Quick and Easy

5
This was my first Digital Only credit card, setup was instant, online use is easy and the simple dashboard makes managing my account so easy! Reviewed on: 8th March 2022

Great card, easy to use and manage.

5
I found this on my travels around London Underground. It’s completely app based, no plastic. Easy to use, easy to repay and manage your funds. A great app and highly recommended Reviewed on: 8th March 2022

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