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PayItMonthly : Retail finance reviews

4.91
Based on 244 reviews, last reviewed 28th Apr 2026
5700% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent from start to end we are retailer and we b... Excellent from start to end we are retailer and we been using them since 2022 fantastic service excellent company to work with Reviewed on: 28th April 2026
SOHEL's avatar
SOHEL

Latest lowest rating:

1

Not FCA regulated They’re not FCA regulated and although they clearly contract via the service providers, they believe the FCA status means Section 75 doesn’t apply to ... Read more Reviewed on: 30th June 2025
Veronica A's avatar
Veronica A

About this product

PayItMonthly give businesses tools to offer their customers simple instalment plans.

There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign agreements in-person, by email or online. Payment is made to the business once goods or services have been delivered.

PayItMonthly reviews help you find out what it’s really like to be a customer. If you’ve used PayItMonthly before, you can also leave a review and share your experience.

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PayItMonthly Retail finance reviews (244)

Very Good for the business

5
Since I did join, I do see my increase of customer Reviewed on: 22nd May 2025

for my clients so that they can start their treatment.

5
I have payitmonthly for my clients so that they can spread the payments over a year. It is for payment of special helmets for babies with flat heads. There is only a short window for the treatment, so the parents can' t wait to save the funds. It means the babies can start their treatment before it is too late and have a normal head shape. It is easy for parents to set up. Reviewed on: 22nd May 2025

Great platform and great customer service.

5
Great platform and great customer service. Would recommend to sole traders, small and big companies. Reviewed on: 22nd May 2025

Really simple to use, made the option of choosing th...

5
Really simple to use, made the option of choosing the sofa I really wanted a no brainer, especially at interest free. All DDs were taken on time and no issues. Reviewed on: 22nd May 2025

Easy to deal with.

5
Easy to deal with. Friendly and responsive. Offer my customers great payment options. Reviewed on: 22nd May 2025

PayItMonthly helped me grow my business when no othe...

5
PayItMonthly helped me grow my business when no other finance provider would take me on. We had just started and everyone else wanted a couple of years trading history or copies of card statements showing a high level of payments. Thank you for treating me and my business as an individual and helping us to flurish. Reviewed on: 22nd May 2025

A total game changer for my business

5
Having never used finance in my business before, I was surprised how easy PayItMonthly make it. They were so helpful answering any questions I had and showed me how it all works. It’s made a huge difference to my business to be able to offer this Reviewed on: 22nd May 2025

Excellent customer service and superb website.

5
I have been with PayItMonthly for many years and have always been impressed with their service. The website is clear and well laid out making it easy to navigate and find relevant information. Email reminders are received when a task needs to be completed saving anything from being forgotten. I have never been tempted to leave PayItMOnthly as I very much doubt I would receive the same service anywhere else. Reviewed on: 22nd May 2025

Reliable Service & Support for Over Five Years

5
We have been a customer on a monthly payment plan for over five years now. The team is always friendly and easy to talk to. The system is well-designed and allows clear tracking through each stage of the application process, which we find very helpful. One particularly unique and valuable feature is the ability to move things internally within the system — a service that sets this company apart. I’ve already recommended them to several other businesses and would be more than happy to continue doing so. Reviewed on: 22nd May 2025

I truthfully can’t fault PayItMonthly.

5
I truthfully can’t fault PayItMonthly. I think for me it’s knowing that I can at any point contact the team and they will be there to answer my questions. The reliability enables me to not worry about the sector that they control for me. I have confidence when offering this service to my potential students as I know PayItMonthly will deliver a professional yet personable standard consistently. Reviewed on: 22nd May 2025

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