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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4221 reviews)

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4.89

Based on 4,221 reviews, last reviewed 11th Jan 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Excellent support and easy service To use

Excellent support and easy service To use Reviewed on: 2nd May 2025

Payl8r was super easy to set up and process.

Payl8r was super easy to set up and process. I was able to quickly find out whether I was eligible and was only a few steps to get my payments sorted. Reviewed on: 11th July 2025

Excellent!

I think it’s extremely good for people who aren’t on the best incomes but are able to spread the cost over monthly payments so they don’t cause their self to be financially insecure but also be able to have the purchase specially when it’s a birthday or Christmas present. Reviewed on: 11th July 2025

Straightforward and good customer service

Straightforward and good customer service Reviewed on: 11th July 2025

Helped me when I needed it

Helped me when I needed it and was able to pay off in full when I could afford it Reviewed on: 11th July 2025

Easy and simple to use and set up, haven’t required...

Easy and simple to use and set up, haven’t required any assistance as all gone smoothly so far. Website also easy to use. Reviewed on: 11th July 2025

Smooth and easy and hasdle free done very quickly

Smooth and easy and hasdle free done very quickly Reviewed on: 11th July 2025

I had to pay monthly for my course with payl8r , I h...

I had to pay monthly for my course with payl8r , I had very good experience when I needed to understand regarding my payment I had very quick response and good customer service. Reviewed on: 11th July 2025

You was able to help me get back in to favourite hob...

You was able to help me get back in to favourite hobbies and share with my kids Thank you Reviewed on: 11th July 2025

Easy application

Easy to use and quick decision, had a response immediately Reviewed on: 11th July 2025

Everything went smoothly with the payments and the w...

Everything went smoothly with the payments and the whole process was easy Reviewed on: 11th July 2025

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