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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4221 reviews)

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4.89

Based on 4,221 reviews, last reviewed 11th Jan 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4221)

Review of the Payl8r, Buy now pay later:

Very easy to use and convenient.

Very easy to use and convenient. Reviewed on: 17th April 2025

stressfree and value for money!

Payl8r made it stressfree for me to pay off my dogs cremation which was very sudden and I had to get it sorted as quick as possible, and these lot made it very easy to do so which I'm grateful for. I would 100% recommend them Reviewed on: 11th July 2025

Really good how you are given advance warning when m...

Really good how you are given advance warning when money is going to be taken Reviewed on: 11th July 2025

Best company so far!!

Payl8r listen to everything I have to say and are always there for support when ever I do need them, nothing is ever to much bother for them regardless how busy they are they will take time in order for anything to be resolved efficiently. Reviewed on: 11th July 2025

Easy and efficient way to budget your money.

Easy and efficient way to budget your money. Very helpful Reviewed on: 11th July 2025

good communication

I like that you get notified a few days before payment to make sure you have enough in your account and once payment has been taken out. Reviewed on: 11th July 2025

Amazing & Helpful Company/Team

I used Payl8er a couple of years back to help fund my small procedure. they were very clear and concise regarding the payment plan as well as the amount. the customer service team were always happy to assist and answer any questions I had without making me feel I was a bother since it was my first time doing something like this. I paid back on time for the duration of the contract and because of this, I ended up paying less on my last payment! I’m very thankful for them for giving great advise and support when I needed it. I would most definitely recommend! Reviewed on: 11th July 2025

Worked as intended, had no issues.

Worked as intended, had no issues. Reviewed on: 11th July 2025

My time with Payl8r has been excellent.

My time with Payl8r has been excellent. Reviewed on: 11th July 2025

Fantastic service and great for purchasing at a low...

Fantastic service and great for purchasing at a low rate. Reviewed on: 11th July 2025

Fast and Supportive

No issues. Fast and supportive. Clear on what the process was and stress free. Reviewed on: 11th July 2025

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