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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Great deals

5
Comfortable and reliable: it makes learning it easy and reliable and also give opportunity to many to aim higher in their careers Reviewed on: 3rd September 2021

Easy to use

4
Easy instalments and regular comms Reviewed on: 3rd September 2021

Course

5
Amazing service from payl8r, texts and emails received when a payment was coming up. So grateful for the chance to expand my business but pay monthly. Reviewed on: 3rd September 2021

Great company

5
Quick straightforward and easy to use service Reviewed on: 3rd September 2021

Good service

4
I would like a few more options to alter payment dates online as a-posed to having to Call them. But over all good Reviewed on: 3rd September 2021

Best ever!

5
Best ever, always help me out with my bills! Reviewed on: 3rd September 2021

Extremely useful

5
We would not have been able to afford my son’s treatment without this option Reviewed on: 3rd September 2021

Highly professional and Customer centered.

5
They are the best in the field,highly professional and approachable. Working with a customer centred approach makes them unique and the best. Reviewed on: 3rd September 2021

Definitely Reliable!

4
Good payment method, as well as reliable when it comes to trusting them with funds, etc. Would recommend to those who aren't prepared to pay in full ASAP but prefer to pay small amounts each month. I'd definitely use again, when I can! Thanks Payl8r. The only reason why I took off some stars were because if you get rejected £2 comes out of your funds still which I slightly find uncalled for. However, Payl8r is an amazing platform regardless of that. I would rank it the same as Klarna and many more, high rated apps. Reviewed on: 3rd September 2021

payl8r

4
the service is so easy to use in which makes purchases so much easier. Reviewed on: 3rd September 2021