Write a review

Go to business site

Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

View other Payl8r products

4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

Read all reviews See your review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Easy application and accepted

The application was easy and I was accepted within 24 hours making it easy to get the product i wanted Reviewed on: 12th August 2021

Easy to use, useful and clear

Used this for some things I wanted and it was easy to use and understand Reviewed on: 12th August 2021

Just needs a little polish

They've got everything there now they just need a little polish and finesse eg the ability to make plan payment date changes yourself rather than having to email them but all in all it's a great service Reviewed on: 12th August 2021

No hassle, lots of help

Didn't want to wait and see my purchase leave the shop, had half the money. Payl8r helped with the rest, and interest is not bad as well Reviewed on: 12th August 2021

Great service, very affordable.

Incredibly helpful staff, quick and easy sign-up process. Can't complain at all! Reviewed on: 12th August 2021

Brilliant

My experience with payl8r has been fantastic Reviewed on: 12th August 2021

Best

Big and easy help ….. when your pocket is empty Reviewed on: 12th August 2021

So easy to use

Quick and easy just what you want in a payment instalment platform Reviewed on: 12th August 2021

Very Down to Earth

They were extremely easy to chat to and I was able to easily resolve my issue with late payments which I obviously very much discourage. Once I am in a much better stable state I will be recommending and will consider their services again in future. Reviewed on: 12th August 2021

So happy with this company

I’m due to have a baby so getting extensions out right wasn’t possible due to having to buy for my baby, this company gave me a chance to pay my extensions off rather than use a big chunk of money before I was due! Helped me so much and it’s so easy and quick to apply! Highly recommend Reviewed on: 12th August 2021

Alternative products

Buy Now Pay Later
from Klarna 4.88 from 539 reviews
Klarna card
from Klarna 0.00 from 0 reviews
nextpay
from Next 4.11 from 11 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub