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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022
Gary Buckley's avatar
Gary Buckley

Great for spreading the cost!

5
Easy to use and a great way to spread the cost Reviewed on: 12th August 2021
samfurniss1@hotmail.co.uk's avatar
[email protected]

Great and convenient

5
This was extra easy to apply for and is a great way to spread the payment highly recommended Reviewed on: 12th August 2021
Beth's avatar
Beth

110% recommend!!!

5
I’ve always wanted hair extensions but never been able to afford them because of how pricey they’re! Then I came across payl8r and they gave me the opportunity to finance, something I didn’t even realise you could do!! It was so easy to set up and took minutes to be excepted! Whenever I look at financing from a website I check they use payl8r as I wouldn’t trust anyone else. My experience with them has been great. Reviewed on: 12th August 2021
leah_pedder@yahoo.co.uk's avatar
[email protected]

Good company

5
Very good company, very communicative and fair Reviewed on: 12th August 2021
Luke Sterritt's avatar
Luke Sterritt

Great

5
Need something bad and haven't the cash so fantastic to help Reviewed on: 12th August 2021
Danielle Ejogbamu's avatar
Danielle Ejogbamu

Quick & easy to use

4
I used payl8r to help pay off a hair appointment after a home disaster! I didn’t have the money to just pay all on in one go. But payl8r allowed me to spread the cost & get my hair fixed. Absolute live saver! Reviewed on: 12th August 2021
abs1234's avatar
abs1234

Great service easy to use

5
Very easy to credit check bought a Christmas gift for my partner and paid it off over 12 months Reviewed on: 12th August 2021
John's avatar
John

Great privider

5
This is such an easy service to use. I have used them twice now and would again. Thank you for assisting without any hassle at all. Would defo recommend to friends etc. Reviewed on: 12th August 2021
Ivan 's avatar
Ivan

Great

5
I am generally very happy with payl8r they’re very good helpful and useful. Reviewed on: 12th August 2021
Saba's avatar
Saba

Great experience!

5
I’ve used this service for a couple of months now and I have had a great experience with it and regular updates each month! Fully recommend:) Reviewed on: 12th August 2021
Chloe Forrest's avatar
Chloe Forrest

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