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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Great service

5
Great service, took moments to complete, very happy and would use again and would highly recommend Reviewed on: 11th May 2020

Super Easy to use

5
I had a great experience with PayL8r. It was easy to make extra payments if you wanted to - no charges for doing so either if you wanted to settle your payment early. Customer service was spot on anytime I ever needed to contact them. Used them multiple times & will use them again in the future. Reviewed on: 11th May 2020

Absolutely amazing!

5
a really efficient and helpful way of splitting up payments, it not only makes paying large sums easier but also has helped me afford the things I’ve always wanted! Highly recommend 10/10 :) Reviewed on: 11th May 2020

They make buying and paying l8r easy.

5
Used this providers for several purchases and never had an issue. Great service! Reviewed on: 11th May 2020

Amazing

5
I use payl8r a few years back for my make up course and it was so easy to apply and no trouble at all would highly recommend :) Reviewed on: 11th May 2020

Amazing

5
I love how easy it is to use and pay every month Reviewed on: 11th May 2020

Fast and easy

5
Very convenient for us students out there, so quick and easy and lovely customer service Reviewed on: 11th May 2020

Very easy no hassle

5
Very easy and no hassle at any point of contract Reviewed on: 11th May 2020

Easy

5
Easy to set up, payment made via direct debit. Perfect for ladies wanting to progress their skills without massive up front payments Reviewed on: 11th May 2020

Brilliant and convenient

5
A good way to pay , reliable and easy to access Reviewed on: 11th May 2020