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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing !!

5
I wanted to get my lips done for a while, but money was tight, after finding payl8r I knew it would be perfect to use as a way to pay monthly. I was not let down Reviewed on: 11th May 2020

Amazing Service

5
use payl8r regularly. always excellent service Reviewed on: 11th May 2020

Good service

5
I haven’t had any problems with using pay l8r it has been great Reviewed on: 11th May 2020

Amazing!

5
Payl8r are a very helpful company, the staff were there to answer any questions I had and it allowed me to get the products I needed without having the added stress of having to pay it all in one go! Reviewed on: 11th May 2020

Lifesaver

5
Quick and easy application and acceptance Reviewed on: 11th May 2020

Change Of Payment Date

5
When I wanted to Change My payment Date I went onto the payl8r website and used the live webchat. I’ve never really had good experiences with live chats before however payl8r made it very easy to action my request quickly and efficiently whilst using excellent customer service. I was very satisfied with the level of service I was given. Thank you :) Reviewed on: 11th May 2020

Amazing!

5
Great company, easy and straightforward. Gives you the ability to purchase things that you want or need immediately and pay at a later date or on a monthly basis. Really helpful and would recommend 100%! Reviewed on: 11th May 2020

Amazing

4
Great customer service friendly and helpful staff Reviewed on: 11th May 2020

Very good experience

5
Very good, alerts you 3 days before payment to remind you when it’s due. Excellent service Reviewed on: 11th May 2020

Easy and helpful

5
Payl8r always help when you’re having financial difficulties and customer service on the phone is amazing, quick and easy and would always recommend payl8r Reviewed on: 11th May 2020