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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Absolutely fantastic

Brilliant option for finance, I managed to get my hair extensions done and paid monthly at a reasonable amount Reviewed on: 11th May 2020

Buy now / pay later

Done by now by later to get my Botox and fillers easy monthly instalments and they always remind you a few days before it is due to be taken out Reviewed on: 11th May 2020

Brilliant. Efficient. Professional. Helpful.

Always reliable. Whenever a payment hasn’t gone through on my side they’ve always been so understanding and helped me out. I’ve neber felt stressed out with payments and I’ve always been made to feel comfortable in talking through payments if I’ve fallen behind. I’ve used payl8r for around 5 years now and will continue to use them. Very happy customer here Reviewed on: 11th May 2020

Really good service

Great service and was always on time with monthly payments and kept in contact via text and email ☺️ Reviewed on: 11th May 2020

Brilliant

Quick and easy, great company. Would highly recommend Reviewed on: 11th May 2020

Really good

Had no problems at all. Really good service Reviewed on: 11th May 2020

Great

Helped me buy stuff when I was poor Reviewed on: 11th May 2020

Payl8r finance.

Brilliant finance company! Been using them for years for a variety of different things and never come across a problem and easily contactable if you need to for some reason speak to them! will continue to use them Reviewed on: 11th May 2020

The best finance provider

Easy to understand contracts, affordable re-payments, fast and secure. Easy online personal accounts which explains repayment dates and amounts and there are no hidden fees Reviewed on: 11th May 2020

Great service

Had a fabulous experience revived good advice through email and quick responses Reviewed on: 11th May 2020

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