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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Good communication no issues at all

So easily set up payments to the amount I was happy with. Communicated to me with any information or updates that were useful to me. No problems at all Reviewed on: 11th May 2020

Amazing

I have received great service from Payl8r, it makes purchases easier with very little interest and spread out payments. The customer service team are also very understanding in the current climate. I would highly recommend! Reviewed on: 11th May 2020

Simple, fast and easy process

I used payl8r for some aesthetic treatments, the application was fast and very straight forward. Would use again. Reviewed on: 11th May 2020

Love it

I have had no issues at all. Always get a remind of payments due and confirmation one it’s gone through. Would for sure use again or recommend Reviewed on: 11th May 2020

Very helpful

This company is very good and helpful Reviewed on: 11th May 2020

Brilliant way to pay!

Easy to use and a brilliant service that will benefit everyone at some point! Excellent business Reviewed on: 11th May 2020

Great

Great simpler service available Reviewed on: 11th May 2020

Pay8lr Fantastic Service

I have been using payl8r for a year and it’s a great way to pay monthly. The service has been fantastic as you get reminders that payments are due out of your bank and also told when it has came out your bank, I couldn’t fault a single thing and is a pleasure to work with a professional company. Reviewed on: 11th May 2020

My go to for credit!

I have used pay l8r for a good few years now and it’s never let me down so easy to use and super helpful. Would highly recommend. Reviewed on: 11th May 2020

Fab!

Great, easy and hassle free. No worries, payments came out of my account DD on time every month. I was kept well informed and up to date. Would recommend and use again. Reviewed on: 11th May 2020

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