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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

So quick and easy

5
So quick and easy to use, very useful to allow me to treat myself and not feel as guilty! Takes literally minutes Reviewed on: 11th May 2020

AMAZING

5
Quick, easy reliable.... most of all trustworthy brilliant service!! Reviewed on: 11th May 2020

Love payl8r!!

5
One of the best finance retailers! Super easy to apply and they offer a really good spread of the cost. Reviewed on: 11th May 2020

Amazing!!

5
I used this company to pay monthly for my driving lessons, they were amazing each time I contacted them! Was very easy to access the payments side of things, great service! Reviewed on: 11th May 2020

Amazing!

5
Payl8r is so easy to use and I would recommend it to anyone! Reviewed on: 11th May 2020

Excellent vendor

5
Easy to use suitable to financial need Reviewed on: 11th May 2020

Fantastic say no more

5
Brilliant I have used these many a times highly recommend them easy to use and done within minutes Reviewed on: 11th May 2020

Great effective credit service

5
My experience with Payl8r has been straightforward and hassle-free. I'd highly recommend to other people looking to borrow in order to pay for a larger purchase! Reviewed on: 11th May 2020

Excellent service!

5
PAYL8R is a really good finance company! They helped me so much to pay for a look I was trying o achieve! I couldn’t afford it at the time but PAYL8R really helped me to pursue my dream! Thank you PAYL8R Reviewed on: 11th May 2020

THE BEST I have ever used

5
The best company when purchasing! Makes it so much easier to pay off over monthly instalments and they are completely supportive if you miss a payment! Reviewed on: 11th May 2020

Review Payl8r: Buy now pay later now

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