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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147160 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147160)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Paypal credit has been very useful over the years.

Paypal credit has been very useful over the years. It is so easy to manage through the app. The only difficulty I seem to have is linking a bank account which means I am unable to set up a direct debit. Reviewed on: 29th June 2026

They do a great job .

They do a great job and are very helpful Reviewed on: 29th June 2026

Reliable payment system

PayPal is an excellent and reliable payment service. Transactions are fast, secure, and easy to use. I’ve always had a smooth experience, and their buyer protection gives me extra peace of mind. Highly recommended! Reviewed on: 29th June 2026

Its ok but updates rather slow and everything takes...

Its ok but updates rather slow and everything takes a lot of time Reviewed on: 29th June 2026

I have used paypal a lot i all it's guises and found...

I have used paypal a lot i all it's guises and found it great value, easy to use and more importantly to me, no delay's. Love my Paypal. Reviewed on: 29th June 2026

They are there when you need them

Excellent service, good communication Reviewed on: 29th June 2026

Wish I could use PayPal on Amazon!!

PayPal saves me from always having to fill out my personal details. They are brilliant helping with any disputes with vendors paid by PayPal. I wish I could use it on Amazon!! Reviewed on: 29th June 2026

Great way to buy larger purchase’s especially with i...

Great way to buy larger purchase’s especially with interest free credit Reviewed on: 29th June 2026

Paypal has been very efficient and has majorly helpe...

Paypal has been very efficient and has majorly helped me in managing my finances. Through Paypal services i was able to generate enough money to visit my family back home in the Democratic Republic of Congo which was amazing for me. Reviewed on: 29th June 2026

Good customer service

Their customer service is usually very good, but on occasion the associate can lack a little knowledge. Reviewed on: 29th June 2026

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