Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great company, faultless, exceptional customer service

Great company, faultless, exceptional customer service Reviewed on: 14th July 2026

Generally speaking i am very happy with pay pal,help...

Generally speaking i am very happy with pay pal,helps me a lot Reviewed on: 14th July 2026

Tried to make an early payment , but got a charge be...

Tried to make an early payment , but got a charge because money was not in my account .made a mistake got penalised Reviewed on: 14th July 2026

Overall good, including customer service, moving mon...

Overall good, including customer service, moving money, value of money, and the ease of money management Reviewed on: 14th July 2026

Easy to use

Easy to set up and to use. The app works well and is very clear Reviewed on: 14th July 2026

PayPal is a great option.

PayPal is a great option. It really helped me out. I was finally able to afford to buy a lot of things and pay for them at my own pace. Reviewed on: 14th July 2026

Very good and i m happy with all services

Very good.customer services best Reviewed on: 14th July 2026

My PayPal

Feel safe using PayPal and if there is a problem can just contact them Reviewed on: 14th July 2026

I have always had a good experience with PayPal, so...

I have always had a good experience with PayPal, so easy to use and very helpful with any problems that arise. I try to use PayPal for all my online purchases due to the security and helpfulness. Reviewed on: 14th July 2026

Best service good quality very fast and good custome...

Best service good quality very fast and good customer service Reviewed on: 14th July 2026

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub