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PayPal: PayPal Credit reviews

4.73
Based on 181,120 reviews, last reviewed 13th Aug 2026
26% increase in 5 star reviews
in the past 90 days
42% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026
Michele H's avatar
Michele H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181121)

It's easy to use and so helpful if you need a big pu...

5
It's easy to use and so helpful if you need a big purchase and want to pay it off gradually Reviewed on: 22nd April 2026

Easy to use and ideal .

5
Easy to use and ideal for spreading the cost of things needed Reviewed on: 22nd April 2026

Love PayPal!

5
Love PayPal! The best payment option. I buy my wedding ring and pay with PayPal. The seller cheated,and send empty box..that was two weeks before ceremony.. Im was very stressed and panic but PayPal solved this situation in two days!! And send me money back Reviewed on: 22nd April 2026

Never let me down.

5
PayPal is super helpful for balancing finances in today's economy. Reviewed on: 22nd April 2026

Amazing it’s very helpfull and intrest free offers a...

5
Amazing it’s very helpfull and intrest free offers as well Reviewed on: 22nd April 2026

Excellent

5
Straight forward to use. Safe to use. Any issues resolved efficiently. Reviewed on: 22nd April 2026

Paypal Credit

4
Easy to use and pay as little or more as required Reviewed on: 22nd April 2026

my experience was to good and is really nyc app...

5
my experience was to good and is really nyc app Reviewed on: 22nd April 2026

Very simple and helpful nice money that is lending a...

4
Very simple and helpful nice money that is lending and not too bad aall my guy credit is good lots of it not too much to pay back and doesn't mind if pay back for longness how many characters are need for free money? Reviewed on: 22nd April 2026

Excellent service,everything works ok

5
Excellent service,everything works ok Reviewed on: 22nd April 2026

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