Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181122)

Excellent service,everything works ok

Excellent service,everything works ok Reviewed on: 22nd April 2026

I find the ease of using PayPal superb, I like using...

I find the ease of using PayPal superb, I like using the app to track my account. Everything is clear and user friendly. Reviewed on: 22nd April 2026

i have been using Pay pal credit for many years now.

i have been using Pay pal credit for many years now. It’s the best method to buy more or less anything as you have 4 months interest free . No other credit card gives you that long. Reviewed on: 22nd April 2026

Use PayPal credit a lot as it really helps with larg...

Use PayPal credit a lot as it really helps with larger purchases. Ideally though if the interest rate was lower it would make it even more appealing. Reviewed on: 22nd April 2026

Love PayPal.

Love PayPal. When I have a lot of purchases and not enough money, I can split in 3 and that helps with my budgeting. Reviewed on: 22nd April 2026

Couldn’t recommend it enough!! 10/10

Used paypal for years. Never had an issue. Good service rates & fees. Reviewed on: 22nd April 2026

Been using paypal for almost 10 years now and there...

Been using paypal for almost 10 years now and there has been NO problem at all Reviewed on: 22nd April 2026

Satisfied customer

I use PayPal for my purchases including pay in 3 option as well as PayPal credit. I’m always very happy with this service and highly recommend it. Reviewed on: 22nd April 2026

Great service, safe and convenient to use

Great service, safe and convenient to use Reviewed on: 22nd April 2026

Hassle free app

Very easy to use and navigate the app and always somebody to help if I have any queries. System makes it easy to spread payments with no interest. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub