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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

Paypal credit has been very easy and very helpful.

Paypal credit has been very easy and very helpful. Reviewed on: 22nd April 2026

Amazing benefits, makes online payments smooth and easy

Amazing benefits, makes online payments smooth and easy Reviewed on: 22nd April 2026

Easy to use .

Easy to use . And very helpful deals and offers Reviewed on: 22nd April 2026

I like that you can pay in 4 and I think it’s easy t...

I like that you can pay in 4 and I think it’s easy to manage the app, sometimes it crashes and I have problems with it going through and I don’t like that it takes so long to take a payment from your bank but other than that it’s great Reviewed on: 22nd April 2026

Love PayPal

Love PayPal have been using it for years Reviewed on: 22nd April 2026

I always had no issues with paypal credit and enjoye...

I always had no issues with paypal credit and enjoyed the freedom.it gave me Reviewed on: 22nd April 2026

Happy customer

Not much to say. Only thing i would say would be better if we could choose which item to pay off early. As i made a payment and you took it for another item. Apart from that Excellent service and easy to use. Reviewed on: 22nd April 2026

All GOOD !

All GOOD !!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd April 2026

Very helpful in managing my account, and great for s...

Very helpful in managing my account, and great for spreading the cost Reviewed on: 22nd April 2026

FlexiPal

Good and flexible platform for buying things. Reviewed on: 22nd April 2026

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