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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

A Helpful Way to Manage Bigger Purchases

I’ve had a really good experience. It has helped me a few times when I needed to make larger purchases but didn’t have the full amount available upfront. Thanks to it, I was able to buy products worth over £1000 without having to pay any interest. It’s a very useful option if you manage it properly and stick to the repayment terms. Reviewed on: 22nd April 2026

Great I do like it , I am using very...

Great I do like it , I am using very often Reviewed on: 22nd April 2026

Great way to pay for anything that you buy.

Great way to pay for anything that you buy. Reviewed on: 22nd April 2026

Excellent, customer service are brilliant.

Excellent, customer service are brilliant. Reviewed on: 22nd April 2026

Best finance option

Paypal has been best option to manage finances when buying goods as it offers buy now pay later option. It also has very good customer service. I have been using it for past 15 years. Reviewed on: 22nd April 2026

Easy to use app, simple way to pay

Easy to use app, simple way to pay Reviewed on: 22nd April 2026

Never had any issues.

Never had any issues. Always helpful to have payment options to help spread costs. Feel save buying online using PayPal Reviewed on: 22nd April 2026

The best of all worlds

I use PayPal for all my online purchases when available.Itbiscdafe, efficient, quick and great customer service.It really is a Pal when Pay-ing Reviewed on: 22nd April 2026

Very helpful every calm had always has resolve

Very helpful every calm had always has resolve Reviewed on: 22nd April 2026

PayPal has been very useful for me and I don’t feel...

PayPal has been very useful for me and I don’t feel any pressure or stress when it comes to using PayPal credit it works well for myself Reviewed on: 22nd April 2026

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