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PayPal: PayPal Credit reviews

4.73
Based on 181,122 reviews, last reviewed 15th Aug 2026
21% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181122)

Ive been using PayPal now for several years.

5
Ive been using PayPal now for several years. Never had any issues and its so easy to set up Reviewed on: 22nd April 2026

Love my PayPal .

5
Love my PayPal . convenient safe and easy. Reviewed on: 22nd April 2026

Fantastic service quick and easy to use and keeps my...

5
Fantastic service quick and easy to use and keeps my card details safe when shopping online. The pay in 3 comes in handy for bigger price items Reviewed on: 22nd April 2026

PayPal is a secure safe way to shop online and very...

5
PayPal is a secure safe way to shop online and very easy to use Reviewed on: 22nd April 2026

Very helpful customer service and always listen what...

5
Very helpful customer service and always listen what's your question is. Reviewed on: 22nd April 2026

have strong experience in managing complex, regulat...

5
have strong experience in managing complex, regulated projects, combining commercial, operational, and stakeholder management skills to deliver reliable outcomes. Reviewed on: 22nd April 2026

Ease of use

5
Interest free for 3 months iv used a few times it's great Reviewed on: 22nd April 2026

4 month credit facility!

5
I finfind the 4 month credit facility very useful for helping spread the cost of expensive items Reviewed on: 22nd April 2026

Good experience

5
Good experience as I get 4 months no interest on items also I am able to raise a dispute if needed and I get help straight away Reviewed on: 22nd April 2026

I find using PayPal Credit very convenient at times...

5
I find using PayPal Credit very convenient at times for making a payment. If I was to be negative at all I find seeing what the outstanding payment actually relates to.... Reviewed on: 22nd April 2026

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