Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

View other PayPal products

4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181122)

PayPal is very easy and convenient to use.

PayPal is very easy and convenient to use. There is no delay in payments and tracking of orders is made easily available Reviewed on: 22nd April 2026

Very convenient and very helpful

Very convenient and very helpful Reviewed on: 22nd April 2026

Love it it’s great for big purchases highly recommen...

Love it it’s great for big purchases highly recommend it :) Reviewed on: 22nd April 2026

PayPal credit review

I use PayPal credit very often for payments i cant pay straight away, with a 0% interest for 4 months it makes payments incredibly flexible. Reviewed on: 22nd April 2026

Helpful and convenient

Very handy to make purchases and send money regardless the currency. Reviewed on: 22nd April 2026

Never had any issues while using this method of paym...

Never had any issues while using this method of payment Reviewed on: 22nd April 2026

Quick and easy money transfers between friends

Quick and easy money transfers between friends and family. Phone support has always been helpful when I've needed them. Reviewed on: 22nd April 2026

Fairest and truthful

By far the fairest and truthful movement of monetary transactions available. Reviewed on: 22nd April 2026

Never had an issue with PayPal

Never had an issue with PayPal and they are always helpful and fair with disputes. Fast action is always guaranteed. Reviewed on: 22nd April 2026

Great service and opportunity with buying options

Great service and opportunity with buying options Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub