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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181122)

PayPal customer service have always helped with any...

PayPal customer service have always helped with any problems and question I have in the past. Reviewed on: 22nd April 2026

Very good, very simple, very user friendly.

Very good, very simple, very user friendly. Reviewed on: 22nd April 2026

Good and easy to use with low rates

Good and easy to use with low rates Reviewed on: 22nd April 2026

Simple and really convenient to use

I’ve been using PayPal Credit for a while now and it’s honestly been really handy. The main thing for me is how easy it is to use. If you’re already paying through PayPal, it just shows up as an option, so there’s no messing around entering card details or switching apps. I’ve mainly used it for a few bigger purchases online where I didn’t want to pay everything upfront, and it’s been a lot more convenient than putting it on a credit card. It’s accepted in quite a lot of places as well, which I didn’t fully expect at first. The app does the job fine for checking balances and payments, although it’s not the most detailed if you want a full breakdown of everything at a glance. Not a dealbreaker, just something I’ve noticed. As long as you keep on top of repayments it works well, but like any credit option it’s easy to forget about if you’re not paying attention. Overall though, I’ve found it really useful and a lot more straightforward than other credit options I’ve used. Reviewed on: 22nd April 2026

Good at what they do.

They just provide a safe reliable service which is good these days. Reviewed on: 22nd April 2026

I’ve had a very positive experience using PayPal.

I’ve had a very positive experience using PayPal. It stands out as the best platform I’ve used so far due to its ease of use, reliability, and secure transactions. Reviewed on: 22nd April 2026

Top service

Easy .quick .and convenient. Safe transactions..absolutely brilliant..Customer service is excellent Reviewed on: 22nd April 2026

Easy to use great as a back up and very...

Easy to use great as a back up and very convenient Reviewed on: 22nd April 2026

I find the statements and payments confusing

I find the statements and payments confusing Reviewed on: 22nd April 2026

A great way to spend in a secure way.

A great way to spend in a secure way. Reviewed on: 22nd April 2026

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