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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Secure, easily accessible and helpful if you ever ne...

Secure, easily accessible and helpful if you ever need assistance with a transaction Reviewed on: 22nd April 2026

Never had any issues using PayPal.

Never had any issues using PayPal. It’s my go to payment method Reviewed on: 22nd April 2026

Amazing service I love it it's the best I use for al...

Amazing service I love it it's the best I use for all my shopping I believe it all the times it's lovely job Reviewed on: 22nd April 2026

Never had any issues with PayPal since been a customer

Never had any issues with PayPal since been a customer Reviewed on: 22nd April 2026

Fantastic platform!

Great service, the app is very easy to use and any problems are resolved very fast. Reviewed on: 22nd April 2026

I am happy with PayPal, whenever I need I can pay wi...

I am happy with PayPal, whenever I need I can pay with PayPal credit, good APR,I really recommend it Reviewed on: 22nd April 2026

Always a good service and options for payment

Always a good service and options for payment Reviewed on: 22nd April 2026

I’ve had refunds from my PayPal account, which I’ve...

I’ve had refunds from my PayPal account, which I’ve already paid for on products I bought and my PayPal account doesn’t seem to take that off when it goes back into my PayPal account Reviewed on: 22nd April 2026

Always happy with PayPal!

Always happy with PayPal. I've been using it for years, and I will continue to do so. Reviewed on: 22nd April 2026

Always a smooth transaction and easy to navigate

Always a smooth transaction and easy to navigate Reviewed on: 22nd April 2026

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