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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

User friendly

User friendly and support from customer service team is really helpful Reviewed on: 22nd April 2026

Mainly great but pay in three random

PayPal debit card benefits are very good. Credit is a handy way to spread larger payments. Only problem is pay in three availability seems very random. Reviewed on: 22nd April 2026

My go to payment option

Easy and convenient ways to pay on a huge amount of platforms. I love the pay in 3 option, it’s the best way to spread the payments. PayPal is my go to preference for online payments. Reviewed on: 22nd April 2026

My go too way to pay

So easy and helpful to get 0% interest over 4 months for my bigger purchases Reviewed on: 22nd April 2026

Absolutely love PayPal safest way to pay things online.

Absolutely love PayPal safest way to pay things online....if theres not a PayPal option I wont purchase from a site Reviewed on: 22nd April 2026

Always had great experiences

Always had great experiences, would recommend Reviewed on: 22nd April 2026

Excellent customerservice.

Excellent customerservice.easy to contact friendly staff Reviewed on: 22nd April 2026

Find it helpful to use when pay day isn’t here just...

Find it helpful to use when pay day isn’t here just yet Reviewed on: 22nd April 2026

Always there to help solve problems.

Always there to help solve problems. Reviewed on: 22nd April 2026

5 STAR PAYPAL

I have been using PayPal for years and there credit is second to non they are amazing and make payments easy and simple. I have taken out beds, sheds and much much more on credit and pay in 3 with paypal I would be lost without there service. If I get into bother which I don't as PayPal lets me keep on top of payment with a direct debit. But I can add more if I need to, to pay back quicker. It's epic I love it Reviewed on: 22nd April 2026

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