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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Quick and easy to use and very convenient

Quick and easy to use and very convenient Reviewed on: 22nd April 2026

Have been using PayPal for years, never had a bad ex...

Have been using PayPal for years, never had a bad experience Reviewed on: 22nd April 2026

Always there to save the day and always reliable whe...

Always there to save the day and always reliable when im short in money Reviewed on: 22nd April 2026

Love Paypal!!

I’ve used PayPal for many years and always found their services to be so convenient and easy. They solve any problem for you in minutes and are so helpful and friendly! Love PayPal!!! Reviewed on: 22nd April 2026

I find paypal so easy and efficient to use.

I find paypal so easy and efficient to use. Quick easy and safe. Reviewed on: 22nd April 2026

Dealing with PayPal is hustle free and easy.

Dealing with PayPal is hustle free and easy. Customer service is excellent. Communication is great, Reviewed on: 22nd April 2026

A great way to access credit quickly.

A great way to access credit quickly. I’ve found it really useful to pay for things and spread the cost interest free. Reviewed on: 22nd April 2026

Best payment for online purchases

I love using PayPal credit, my best payment option when paying online purchases. Easy to use and I love the fact that I’m always earning points with every spending. Reviewed on: 22nd April 2026

Paypal, help you make payment and spread the cost

Paypal, help you make payment and spread the cost Reviewed on: 22nd April 2026

Ebay but now Debit card all the time too....

I use Paypal for Ebay historically but I now have the Debit card in my phone wallet and use it as often as I can Reviewed on: 22nd April 2026

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