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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Paypal story

So easy to use excellent way to pay Reviewed on: 22nd April 2026

simply good.

easy to use, good communication. Never had a problem Reviewed on: 22nd April 2026

Supportive

Understanding , good help and support Reviewed on: 22nd April 2026

PayPal has kept me coming back for 25 years!

I have used PayPal for over 20 years. It is my go-to method of payment due to ease. It was also the the first pay in three app that I was aware of and the four months of 0% credit has been a lifesaver in harder times Reviewed on: 22nd April 2026

Confident funancial assitance

I have used PayPal for many years and feel confident that it enables me to keep my finances in order. Reviewed on: 22nd April 2026

Great for budgeting and spreading the cost of bigger...

Great for budgeting and spreading the cost of bigger purchases without paying interest! Reviewed on: 22nd April 2026

When shopping online our paying bills paypal is my g...

When shopping online our paying bills paypal is my go to way of paying it is the safest and most efficient way of doing it. Reviewed on: 22nd April 2026

I'm using paypal for every purchase and when I had a...

I'm using paypal for every purchase and when I had a problem with a payment paypal help me totaksy money back. Reviewed on: 22nd April 2026

safe and simple.

Great way to spend online, safe and simple.. Reviewed on: 22nd April 2026

New, easier ways of accessing credit

I have relied on PayPal for several years, and have seen them make increasing efforts to remain aligned with the changing global market, creating new ways of accessing credit. Reviewed on: 22nd April 2026

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