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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

PayPal credit peace of mind

I find PayPal credit a stress free way of making items more affordable, I like the security that comes with PayPal credit and enjoy being kept in the loop so everything just flows smoothly. Payments are very flexible allowing you to pay early or let it roll to the end whichever suits you. Reviewed on: 22nd April 2026

It was wonderful experience.

It was wonderful experience and easy way to buy a product. I will personaly recomend it my freinds and family Reviewed on: 22nd April 2026

Paypal credit gives flexibility in need for large pa...

Paypal credit gives flexibility in need for large payments. Reviewed on: 22nd April 2026

Secure online and in-store shopping.

Secure online and in-store shopping.. extra level of security for peace of mind... and points for dhopping with PayPal+ Reviewed on: 22nd April 2026

Paypal is always easy and makes you at ease knowing...

Paypal is always easy and makes you at ease knowing its secure Reviewed on: 22nd April 2026

It's very easy to use.

It's very easy to use. You can access at your fingertips and very nicely laid out. And no problem if you want to pay things of early Reviewed on: 22nd April 2026

Amazing, easy to access, reliable.

Amazing, easy to access, reliable. Reviewed on: 22nd April 2026

Easy to use, great offers and flexible to use now wi...

Easy to use, great offers and flexible to use now with the new credit an debit card Reviewed on: 22nd April 2026

I’ve had a really good experience using PayPal Credit.

I’ve had a really good experience using PayPal Credit. The application process was quick and straightforward, and I was approved within minutes. It’s been especially useful for spreading the cost of purchases, and the promotional offers like 0% interest for a few months are a big plus. The interface is easy to manage through PayPal, and payments are simple to track. Overall, it’s a convenient and flexible option for online spending. Reviewed on: 22nd April 2026

Fast. Simple. Convenient

I am satisfied with everything. I've been using PayPal for a long time. Reviewed on: 22nd April 2026

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