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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181122 reviews)

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4.73

Based on 181,122 reviews, last reviewed 15th Aug 2026

21% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always had a great experience. Always had a great experience. Customer service support is first class Reviewed on: 15th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Easy to use and manage.

Easy to use and manage. Simple clear app makes purchases easy with a feeling of safety and security. Reviewed on: 22nd April 2026

Easy to spend and not much interest

Easy to spend and not much interest Reviewed on: 22nd April 2026

The app is fantastic as is the service provided by P...

The app is fantastic as is the service provided by PayPal. Thank you! Reviewed on: 22nd April 2026

Enjoyed the 4 month window before repayment

Enjoyed the 4 month window before repayment Reviewed on: 22nd April 2026

Pay pal your best friend

Easy to use and options available. Secure and fast very reliable Reviewed on: 22nd April 2026

Excellent all round

I've used PayPal and PayPal credit for years now. Can't complain as most sites are now integrated with PayPal making it very quick and easy to check out. Reviewed on: 22nd April 2026

Easy to set up, 0%, simple payment procedure

Easy to set up, 0%, simple payment procedure Reviewed on: 22nd April 2026

PayPal is easy

PayPal is easy to use and everything is explained well Reviewed on: 22nd April 2026

Easy payment plan.

Easy payment plan. Easy to manage Reviewed on: 22nd April 2026

I have never had any problems with PayPal they are e...

I have never had any problems with PayPal they are efficient in everything you ask resolve problems promptly its a service you couldn't do without in my experience Reviewed on: 22nd April 2026

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