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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Love PayPal could not live without it makes my life...

5
Love PayPal could not live without it makes my life a lot easier with great payment plans and spreading the cost really helps Reviewed on: 22nd April 2026

Excellent service.

5
Excellent service. Easy access 10/10 Reviewed on: 22nd April 2026

Always works, easy to borrow and pay back, easy to use.

5
Always works, easy to borrow and pay back, easy to use. Reviewed on: 22nd April 2026

Always happy purchasing with laypal as any issues al...

5
Always happy purchasing with laypal as any issues always get sorted Reviewed on: 22nd April 2026

Easy to use, very handy and great features

5
Easy to use, very handy and great features Reviewed on: 22nd April 2026

5 stars,

5
5 stars ,easy to use ,everywhere accepted Reviewed on: 22nd April 2026

Reliable service

5
Always had assistance if needed and find the resolution centre easy to use Reviewed on: 22nd April 2026

Very useful.

5
Very useful. Handy for small purchases Reviewed on: 22nd April 2026

Motor insurance

5
Able to spread the cost of motor insurance interest free Reviewed on: 22nd April 2026

Great service

5
Very easy way to pay for products purchased online. I love the interest free pay in 3. The buyer protection offered through PayPal is great as there are a lot of scammers on the Internet! Reviewed on: 22nd April 2026

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