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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

paid installments

5
reasonable and easy to use realy good to use Reviewed on: 22nd April 2026

Best thing ever!

5
PayPal is simply the best ever for service, flexibility and quality protection Reviewed on: 22nd April 2026

Simple to use and allows you spread the cost

5
It’s so easy to use and gives you that extra time to budget for payments. Reviewed on: 22nd April 2026

PayPal always sort out any issues, great for payment...

5
PayPal always sort out any issues, great for payment plans etc Reviewed on: 22nd April 2026

Love how easy it is to use the app and track everyth...

5
Love how easy it is to use the app and track everything Reviewed on: 22nd April 2026

PayPal works well and works everywhere so it’s perfect.

5
PayPal works well and works everywhere so it’s perfect. Reviewed on: 22nd April 2026

Paypal credit protects my consumer rights...

5
Paypal as a credit provider protects my consumer rights, often when an issue arises the retailer refunds the purchase price no questions asked if proof of non delivery or withdrawal from an agreement is provided Reviewed on: 22nd April 2026

Excellent service easy to use & manager payments

5
Excellent service easy to use & manager payments Reviewed on: 22nd April 2026

Very good financial support.

5
Very good financial support. I love it Reviewed on: 22nd April 2026

Easy and secure way to manage payments

5
Very clear monthly balance to track your spending and any upcoming payments. Very easy to use as payment option at checkout, when available. Easy to contact customer service and speak to an agent. Regular updates sent to preferred email address. Reviewed on: 22nd April 2026

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