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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Great service

Agent went the extra mile to assist and I was truly grateful Reviewed on: 22nd April 2026

I love it the layout of the site

I love it the layout of the site Reviewed on: 22nd April 2026

Smooth transactions.

Smooth transactions. Trustworthy and easy to use, most my customers play through PayPal Reviewed on: 22nd April 2026

I've been using PayPal for many years and never had...

I've been using PayPal for many years and never had a problem they are top tier Reviewed on: 22nd April 2026

Safe, easy and versatile

So easy but feel safe using it. I like, the fact that I can spread payments over 3 months with no additional cost. Being able to send money to family and friends instantly. Makes sending money to family in America, cost free and safe. So much easier than normal bsnking. I use PayPal more than I use banking for goods and money transfers. Reviewed on: 21st April 2026

Very happy with this service, easy payment options v...

Very happy with this service, easy payment options very reliable Reviewed on: 21st April 2026

Wonderful experience, easy and flexible.

Wonderful experience, easy and flexible. Reviewed on: 21st April 2026

Paypal has allowed me to buy things and pay it back.

Paypal has allowed me to buy things and pay it back in instalments stress free due to the direct debit and i like how it is set out clearly. Reviewed on: 21st April 2026

Everything is perfect, every time I need it!

Everything is perfect, every time I need it!!! Reviewed on: 21st April 2026

Great service, no issues.

Never had any issues, would happily use again. Reviewed on: 21st April 2026

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