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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Fantastic!

Fantastic! I started using PayPal as my main payment method. I love that they made this PayPay+ where you use your card and get points and get rewards. Every single time I use my apple pay, I always use PayPal Debit Reviewed on: 21st April 2026

Safe, convenient and user friendly.

It is easy convenient and user friendly. It makes payment procedure safe and Every option is great such as, Pay in three or PayPal credit. Thankyou for providing these options. Reviewed on: 21st April 2026

Excellent to buy expensive stuff I can't afford.

Am able to buy expensive stuff I can't afford. Spreading the payments has made me debt free Reviewed on: 21st April 2026

Good to have payment flexibility

Good to have payment flexibility Reviewed on: 21st April 2026

I love PayPal!

Been using PayPal for many years now and have never had any issues. I love paying in 3 to take the hit off a large purchase interest free. It makes it manageable and it’s easy. I also enjoy how easy it is to use to send friends money. Reviewed on: 21st April 2026

Making my dream comes true.

When I was struggling for financial access, it was PayPal that came to my rescue. With the PayPal credit, it gave me room to live my dream. Reviewed on: 21st April 2026

I have a great experience using PayPal.

I have a great experience using PayPal. The platform is incredibly easy to navigate, making transactions quick and stress-free. Payments are processed efficiently, and I always feel confident knowing my information is secure. Whether sending or receiving money, everything works smoothly. Overall, PayPal has been reliable, convenient, and a service I trust. Reviewed on: 21st April 2026

Very easy to deal with no jargon to wade through...

Very easy to deal with no jargon to wade through Reviewed on: 21st April 2026

Helpful, supporting.

Perfect for helping you in times of hardship or unexpected situations you may find yourself in. Reviewed on: 21st April 2026

I find PayPal credit a godsend.

I find PayPal credit a godsend. Ive been using this service for sometime now and find it straightforward and a fantastic source of credit. If it's used in the proper way u don't incur hefty charges but they are very competitive and fair. Highly recommend. Thanks PayPal Reviewed on: 21st April 2026

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