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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Whenever I have a problem i am able to ckntct Paypal...

Whenever I have a problem i am able to ckntct Paypal for a quick and efficent rrsponse Reviewed on: 21st April 2026

PayPal is an excellent service and continues to be t...

PayPal is an excellent service and continues to be the best banking service on the live Internet market Reviewed on: 21st April 2026

Very good

Nice and smooth.i have use PayPal for a very long time Reviewed on: 21st April 2026

If there is PayPal there is trust.

If I see PayPal option in any website, It gives me trust. I make my purchases easily and comfortably. Reviewed on: 21st April 2026

Reliable and convenient payment platform

I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026

Easy, understandable, professionally.

Easy, understandable, professionally. Prompting service, quick Reviewed on: 21st April 2026

PayPal gives me financial freedom!

PayPal credit has been absolutely brilliant! It has enabled me to travel and make large purches without having to worry about anything being unaffordable. I don't always have enough time to save the money I need for trips, but I know I'll always be able to use PayPal credit to buy plane tickets or book hotels and have 4 extra months to pay it off without any added interest, unlike most credit cards. It's safe, easy and very helpful. I have all my banks linked and I use PayPal for almost every purchase I make, I genuinely couldn't live without it now. Even if i already have money in my bank, I still use PayPal credit and just make use of their amazing promotional offer. Reviewed on: 21st April 2026

Its no Klarna or clearpay

Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with late charges that could have been avoided Reviewed on: 21st April 2026

I personally always use PayPal to make any payment o...

I personally always use PayPal to make any payment or credit or pay by installments. Reviewed on: 21st April 2026

Been with paypal for years also got paypal credit wh...

Been with paypal for years also got paypal credit which I find very helpful when shopping online i always use paypal for security and if I ever get problems i have had in past go to resolution centre they are helpful and get my money back Reviewed on: 21st April 2026

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