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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Always been fair and efficient

5
Always been good. Never had a problem with purchasing an item or getting a refund when things haven't gone to plan and there's been problems. paypal have always been there to help port out the problem fairly and quickly. Reviewed on: 21st April 2026

a very useful service

5
It is a very useful service, have been using it for years Reviewed on: 21st April 2026

Relieves stress

5
Never had any issues with PayPal, very easy to use and takes the stress away from unexpected purchases. Reviewed on: 21st April 2026

Good service, easy to use and trustful

5
Good service, easy to use and trustful Reviewed on: 21st April 2026

Secure and Hasstle free.

5
Secure, Hasstle free, with easy to use app and peace of mind for every purchase. Reviewed on: 21st April 2026

Always feel secure paying via pay PayPal

5
Always feel secure paying via pay PayPal backed up by the money back guarantee when confronted with scammers when buying online Reviewed on: 21st April 2026

Great stuff - has been beneficial

5
Great stuff - has been beneficial Reviewed on: 21st April 2026

I didn't have any problem so far

5
I didn't have any problem so far Reviewed on: 21st April 2026

I always choose PayPal as a method of payment as ut...

5
I always choose PayPal as a method of payment as ut give so many options Reviewed on: 21st April 2026

Very helpful and supportive

4
Very helpful when I had a problem with a transaction Reviewed on: 21st April 2026

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