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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

overall efficient

overall efficient but sometimes to much to & fro with disputes Reviewed on: 21st April 2026

I use both PayPal credit and pay in 3 which are both...

I use both PayPal credit and pay in 3 which are both useful in there own way. If your short on funds and have credit then great, if you need something but just want to get payments done in a shorter amount of time then pay in 3 is the answer. Reviewed on: 21st April 2026

Never had a problem and that’s rare these days.

Never had a problem and that’s rare these days. I love the ease of using PayPal and the 4 months interest free credit on purchases over 100 makes purchases simple and affordable Reviewed on: 21st April 2026

Easy payments

Quick and easy payments with the confidence that the payments are protected. Reviewed on: 21st April 2026

PayPal is reliable.

PayPal is reliable. Customer service are always helpful and quick to sort out my problem. Reviewed on: 21st April 2026

I love using PayPal.

I love using PayPal. It's very secure and easy to use. Reviewed on: 21st April 2026

Paypal credit

I have experienced certain issues but they have been resolved Reviewed on: 21st April 2026

I have always received a very good service

I have always received a very good service Reviewed on: 21st April 2026

Amazing affordable flexible i got multiple itemd i l...

Amazing affordable flexible i got multiple itemd i like with maximum flexibility and less interest i just need more credit to be able to get all i want since im committed to my payments Reviewed on: 21st April 2026

Easy to use and well integrated with payment options.

Easy to use and well integrated with payment options. Spread payments to enable greater purchasing power. Reviewed on: 21st April 2026

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