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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Feel safe using PayPal- 4 months interest free is ve...

Feel safe using PayPal- 4 months interest free is very useful service. Reviewed on: 21st April 2026

I love using PayPal credit its easy and repayments a...

I love using PayPal credit its easy and repayments are easy to make ive already recommended it to family and friends and they all love it. Reviewed on: 21st April 2026

It’s handy to have this option with multiple purchases

It’s handy to have this option with multiple purchases Reviewed on: 21st April 2026

Always helpful customer service, easy manageable rep...

Always helpful customer service, easy manageable repayments Reviewed on: 21st April 2026

Excellent. Finance provider.

An easy to use and useful finance provider. Very handy to spread payments out to an affordable level. Reviewed on: 21st April 2026

Interest free help

Nice to be able to get those out of reach products and pay back monthly with a good term of interest free Reviewed on: 21st April 2026

Super service with great products.

I have had nothing but excellent service when dealing with PayPal. The range of services are brilliant allowing me to budget purchases effectively and know that I'm covered if anything were to go wrong. Reviewed on: 21st April 2026

Good customer service

Good customer service when I had an issue, never had any problems dealing with them Reviewed on: 21st April 2026

I have had issues with purchases resolved by PayPal

I have had issues with purchases on eBay which have been rectified by PayPal resolution centre Reviewed on: 21st April 2026

Easy to use, Simple application process, no problems

Easy to use, Simple application process, no problems Reviewed on: 21st April 2026

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