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PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Excellent Experience Using Paypal

5
Been using PayPal for a long time and the experience has always been excellent. Issues resolved quickly, new products released that shows PayPal puts its customers first. Reviewed on: 21st April 2026

Makes it easy

5
Easy and convenient to use. You have total control and choice. Reviewed on: 21st April 2026

Always quality fast payments easy to understand app.

5
Always quality fast payments easy to understand app. I like the layout of the app. And I also think the starting credit balance is very fair. Reviewed on: 21st April 2026

I like PayPal workin in all World

5
I like PayPal workin in all World Reviewed on: 21st April 2026

Gives you the flexibility to pay for high value prod...

5
Gives you the flexibility to pay for high value products over a period of time. Reviewed on: 21st April 2026

I used PayPal credit when its nesesery and its easy...

5
I used PayPal credit when its nesesery and its easy to use, and easy to pay off Reviewed on: 21st April 2026

Great to be part of pay pal

5
I like all the different to pay, pay in three and pay in four Reviewed on: 21st April 2026

Very simple and easy to use.

5
Very simple and easy to use. Even great that they’ve added this reward system as well Reviewed on: 21st April 2026

Quick and easy communication and service is easy to use

5
Quick and easy communication and service is easy to use Reviewed on: 21st April 2026

I was a victim of fraud and received no support.

1
I was a victim of fraud and received no support. Reviewed on: 21st April 2026

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