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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Pay in 3/4 coming in clutch.

Pay in 3/4 coming in clutch. No interest is alwayw good Reviewed on: 21st April 2026

Very user friendly, good all round service

Very user friendly, good all round service Reviewed on: 21st April 2026

Massive Credit score booster

The best thing that helped me boost my credit score. I had trouble from a child due to family issues but having this has made everything so much easier for me and helped me maintain a healthy credit! Reviewed on: 21st April 2026

Love t being able to use either card or...

Love PayPal being able to use either credit card or pay in 3 so good to be able to purchase things without worrying Reviewed on: 21st April 2026

Great app and easy to use online checkout

Great app and easy to use online checkout Reviewed on: 21st April 2026

Simple, convenient and reliable service

All good and very convenient. The application process was quick and simple, and everything was easy to understand. Payments are flexible and it really helps to manage purchases without stress. Overall, a smooth and reliable service. Reviewed on: 21st April 2026

Great customer service.

Great customer service. Excellent transaction Reviewed on: 21st April 2026

Using paypal has help in a different ways.

Using paypal has help in a different ways. It easy to use and to purchease. Reviewed on: 21st April 2026

convenient

paypal gives me more time and is a convenient way to pay Reviewed on: 21st April 2026

Brillant they offer a good service

Brillant they offer a good service Reviewed on: 21st April 2026

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