Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

Quick to buy save.

5
Quick to buy save. Payment very quick. Reviewed on: 21st April 2026

Great experience, very easy to use

5
Great experience, very easy to use Reviewed on: 21st April 2026

Great easy experience to check out on a variety of w...

5
Great easy experience to check out on a variety of websites. Once all set up it's only a couple of buttons to pay securely. Reviewed on: 21st April 2026

Hassle free

5
Not hat no problems everything been great Reviewed on: 21st April 2026

Using PayPal for Year's

5
Using PayPal for Year's and didn't had any issues with them. Fast money transfer good customer service. Reviewed on: 21st April 2026

Fantastic

5
It’s easy to use and secure. You can buy what you want with a 4-month free interest. You can purchase anything you desire with a 4-month interest-free period. Customer support is always available to address your inquiries promptly and satisfactorily. Reviewed on: 21st April 2026

I really love PayPal app.

5
I really love PayPal app. This is very reliable and helpful when I needed money for shopping. I will recommend it to everyone. Reviewed on: 21st April 2026

Great service!

5
Great service! Really pleased with everything from Paypal! Reviewed on: 21st April 2026

Amazing Very good for purchasing goods

5
Amazing Very good for purchasing goods Reviewed on: 21st April 2026

PayPal Credits is great

5
PayPal credit helps me to pay for my goods before pay day if I am a little short. It is a great way to earn points and is beneficial in every way. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101280 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products