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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

Hassle free

Quick and easy no hassle it can help spread the cost of payment Reviewed on: 21st April 2026

Thanks for letting me use it whatever I want

Thanks for letting me use it whatever I want Reviewed on: 21st April 2026

Excellent service

Very good communication when you need Reviewed on: 21st April 2026

Good in general, with some improvement needed

Good in general, with some improvement needed Reviewed on: 21st April 2026

I have had a great experience using PayPal.

I have had a great experience using PayPal. I have been a long term debt and credit customer and they have always looked after me. I highly recommend them to anyone looking for a debit and credit platform Reviewed on: 21st April 2026

Every time I use it it’s very easy, whenever I’ve ha...

Every time I use it it’s very easy, whenever I’ve had a dispute it was resolved quickly and correctly. I love the flexible finance schemes and the communication throughout is superb. I can’t recommend it highly enough. Reviewed on: 21st April 2026

Great app, easy to use and straightforward banking.

Great app, easy to use and straightforward banking. No problems and always easy to see account clearly. Reviewed on: 21st April 2026

Bought a watch with PayPal credit, no drama super quick

Bought a watch with PayPal credit, no drama super quick Reviewed on: 21st April 2026

PayPal is easy to use.

PayPal is easy to use. Definitely recommend it. Reviewed on: 21st April 2026

PayPal it supports lots in my daily life

PayPal it supports lots in my daily life Reviewed on: 21st April 2026

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