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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

I like no interest pay in 3 option credit the most.

I like no interest pay in 3 option credit the most. Also enjoy easy way of use while shopping online as well as very useful integration with eBay. Reviewed on: 21st April 2026

Paypal is really handy transferring money internatio...

Paypal is really handy transferring money internationally Reviewed on: 21st April 2026

Very good no issues very good rates

Very good no issues very good rates Reviewed on: 21st April 2026

Trusted payment method.

Great service when using PayPal to spread the cost of items Reviewed on: 21st April 2026

Very good payment options.

Very good payment options.a very good credit facility and great communication from paypal. Reviewed on: 21st April 2026

Its been very helpful for me.

Its been very helpful for me. It gave me time to break down expenses Reviewed on: 21st April 2026

Always have had a positive outcome from PayPal.

Always have had a positive outcome from PayPal. Plus you gave always supported me with any issues Reviewed on: 21st April 2026

Great service as always.

Great service- The team is always happy to help Reviewed on: 21st April 2026

The service is always fantastic, safe & secure and t...

The service is always fantastic, safe & secure and the customer service is so helpful. Reviewed on: 21st April 2026

It is a good interest free option if you know for su...

It is a good interest free option if you know for sure you can pay it back. It is simple and useful when you're in a rush, but near payday. Reviewed on: 21st April 2026

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