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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181123)

Excellent

5
If you have a query you can raise a dispute through the app. But if you want to speak to someone on the phone they answer really quickly Reviewed on: 21st April 2026
Nicola J's avatar
Nicola J

Very time I use it it's been great

5
Very time I use it it's been great Reviewed on: 21st April 2026
Mark H's avatar
Mark H

A invaluable asset for all!

5
So easy to use and an abundance of retailers accepting PayPal as a purchasing option. Simple to manage and a must for those who wish to keep track of their financial outgoings. PayPal app is available 24/7 and keeps you updated on spending and expected payment plans. Reviewed on: 21st April 2026
Steven Conley's avatar
Steven Conley

I've never had an issue with PayPal Credit.

5
I've never had an issue with PayPal Credit. It's simple, works well and is easy to use. A few clicks are you are sorted without having to put card details in or bank details when purchasing. You can see all your transactions easily and keep track. Reviewed on: 21st April 2026
Kiszcat 's avatar
Kiszcat

Its very good Services He always helps me when I wan...

5
Its very good Services He always helps me when I want to buy something that I don't have enough money for and the purchase is safe Reviewed on: 21st April 2026
Nicolae B's avatar
Nicolae B

It’s been good up to now.

5
It’s been good up to now. Never had to contact anyone, so can’t comment on that Reviewed on: 21st April 2026
Lynn W's avatar
Lynn W

Convenient and Trustworthy

5
I’m satisfied with PayPal because it makes online shopping easy and stress-free. Whenever there’s been an issue, PayPal has handled refunds and complaints quickly and effectively. I also like the delivery tracking and the option to pay later with Pay in 3 or pay by credit. Overall, I feel confident using it because I know any problems can be resolved easily. Reviewed on: 21st April 2026
Monica's avatar
Monica

PayPal is a safe secure system

5
PayPal is a safe secure system to shop and pay bills Reviewed on: 21st April 2026
Mary M's avatar
Mary M

Great little app very underated!

5
Ive had no issues with paypal and i enjoy the protection it offers. Currently making use of the physical points card and the offers it givea. Im making my everyday card Reviewed on: 21st April 2026
Craig's avatar
Craig

Excellent

5
Excellent really easy yo use and lots of places you can use it. Reviewed on: 21st April 2026
Suzanne 's avatar
Suzanne

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