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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181123)

extremely easy to use and quick service

extremely easy to use and quick service Reviewed on: 21st April 2026

Effective

You can actually get through and talk to a human that's helpful, knowledgeable and polite! Reviewed on: 21st April 2026

Too high interest,balance u pay doesn’t come off any...

Too high interest,balance u pay doesn’t come off any payments on credit over 3months just overall balance so you end up with more interest Reviewed on: 21st April 2026

Helps me pay for purchases I couldn’t purchase outri...

Helps me pay for purchases I couldn’t purchase outright. Easy to use. Great app. Reviewed on: 21st April 2026

Whenever I have an issue with my account or a paymen...

Whenever I have an issue with my account or a payment is easy for me to call and get someone to help straight Reviewed on: 21st April 2026

Understanding customer service

I have recently had the misfortune of missing a payment by 1 day and it was resolved in such a helpful way by the customer support member who helped me Reviewed on: 21st April 2026

Navigate with ease while used making purchases with...

Navigate with ease while used making purchases with added benefits of earning points for cash when used with a PayPal card payment online or in store Reviewed on: 21st April 2026

Great service and flexible payment!

Great service and flexible payment! Reviewed on: 21st April 2026

I find PayPal very quick and easy to use and have ne...

I find PayPal very quick and easy to use and have never had any issues at all! I would highly recommend PayPal to anyone! Reviewed on: 21st April 2026

4 months interest free allows me to make instant pur...

4 months interest free allows me to make instant purchases and pay off before interest occurs Reviewed on: 21st April 2026

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