Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Experienced excellent customer service team etc

Experienced excellent customer service team etc Reviewed on: 21st April 2026

You have always treated me with respect review

You have always treated me with respect PV review Reviewed on: 21st April 2026

Pay pal credit

I have no bad experience PayPal reminders sent so unable to forget payment Reviewed on: 21st April 2026

Fantastic banking, all in one place.

Fantastic banking, all in one place. Fab rewards programme also Reviewed on: 21st April 2026

I enjoy it as it gives me flexibility

I enjoy it as it gives me flexibility Reviewed on: 21st April 2026

Excellent service from PayPal.

I have always had excellent service from PayPal. Various options that make life so easy Reviewed on: 21st April 2026

Very easy to use and very convenient

Very easy to use and very convenient Reviewed on: 21st April 2026

The system is easy to manage and settle balances, cu...

The system is easy to manage and settle balances, customer service is also excellent this is a safe and secure platform for purchases. Reviewed on: 21st April 2026

Just really easy and feels a safe way to buy...

Just really easy and feels a safe way to buy stuff Reviewed on: 21st April 2026

Very good, when I had a problem it was super easy to...

Very good, when I had a problem it was super easy to fix made me happy Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub