Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181123 reviews)

View other PayPal products

4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181123)

Easiest credit service to use

Used pay pal credit for years now never had a problem with it always been easy to pay and keep ontop of Reviewed on: 21st April 2026

Paypal is very easy to use and has multiple payment...

Paypal is very easy to use and has multiple payment options. They have excellent customer service and are extremely helpful in sorting out issues. Their resolution centre is brilliant and has been a great help to me on a couple of occasions Reviewed on: 21st April 2026

Value for money

I'm happy to recommend to family and friends, especially when I've personally experienced their excellent service or product quality. Reviewed on: 21st April 2026

Have had paypal for quite a few years, always used t...

Have had paypal for quite a few years, always used to purchase with them as i feel safer, and they have a variety of options so easy to make purchases Reviewed on: 21st April 2026

Good service.

Never had any issues, on few occasions customer service has always been helpful Reviewed on: 21st April 2026

Cannot fault the service.

Cannot fault the service. Not had a single issue with this service at all Reviewed on: 21st April 2026

Flexible credit that’s easy to manage!

PayPal Credit has allowed me so much flexibility with payments. It’s great! Reviewed on: 21st April 2026

No drama

No extra drama when getting approved for credit! Very straight forward Reviewed on: 21st April 2026

Never had a problem using PayPal.

Never had a problem using PayPal. Ive only ever had one issue before with address details on my account, but it was delt with swiftly and professionally by the team. Very happy with the service. Reviewed on: 21st April 2026

PayPal - my financial friend.

I can rely on PayPal for flexible finance options and great offers. That’s why I’ve used PayPal Credit for many years. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101281 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub