Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,123 reviews, last reviewed 16th Aug 2026
20% increase in 5 star reviews
in the past 90 days
35% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026
Maysoon's avatar
Maysoon

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181123)

One of best shopping payment facility.

5
One of best shopping payment facility. Now adding more value to their products. Pay in 3, credit, points, money sharing and lot more from PayPal. Reviewed on: 21st April 2026

love using pay pal very easy and cool

5
love using pay pal very easy and cool Reviewed on: 21st April 2026

Everything is good very helpful online shopping serv...

5
Everything is good very helpful online shopping services Reviewed on: 21st April 2026

PayPal has always provided a means of payment which...

5
PayPal has always provided a means of payment which I consider safe and secure and I usually prefer it over payments through my bank directly as PayPal has always got my back in case a shop needed to refund me but they just don't with no reason. This is where PayPal jumps in and makes the process much simpler through the app. Reviewed on: 21st April 2026

Best App

5
PayPal is the best option for people who are in need of any financial support. Reviewed on: 21st April 2026

paypal is great, convenient and use

5
paypal is great, convenient and use Reviewed on: 21st April 2026

Happy with how easy it all is.

5
Happy with how easy it all is. So easy to set up and use Reviewed on: 21st April 2026

Very good and helpful for shopping and need more to...

5
Very good and helpful for shopping and need more to for travel ticket need more faclity Reviewed on: 21st April 2026

Never had any issues using PayPal for 12 years now

5
Never had any issues using PayPal for 12 years now Reviewed on: 21st April 2026

PayPal is definitely for me.

5
I’ve had a really positive experience using PayPal. It’s straightforward to set up and incredibly convenient for both my online shopping and sending money. Payments are quick, clear and reliable. I also appreciate the extra layer of security as I don’t have to share my bank or card details with every retailer which can be time consuming and rather annoying. The interface is easy to navigate, whether on the app or my desktop. I am aware that there are other ways to organise payments but for me PayPal makes managing things simple. its a service I trust and would happily recommend. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101281 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products