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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

PayPal is definitely for me.

I’ve had a really positive experience using PayPal. It’s straightforward to set up and incredibly convenient for both my online shopping and sending money. Payments are quick, clear and reliable. I also appreciate the extra layer of security as I don’t have to share my bank or card details with every retailer which can be time consuming and rather annoying. The interface is easy to navigate, whether on the app or my desktop. I am aware that there are other ways to organise payments but for me PayPal makes managing things simple. its a service I trust and would happily recommend. Reviewed on: 21st April 2026

I have had a great experience with using my PayPal c...

I have had a great experience with using my PayPal credit account since I got it. Reviewed on: 21st April 2026

Nice easy safe to use with paypal you don't need to...

Nice easy safe to use with paypal you don't need to use your direct bank. Easy to pay with monthly. Reviewed on: 21st April 2026

They are very reliable and communicate excellently.

They are very reliable and communicate excellently. Reviewed on: 21st April 2026

So easy to use great for paying for larger purchase.

So easy to use great for paying for larger purchase. Reviewed on: 21st April 2026

Very easy to use and properly managed an affordable...

Very easy to use and properly managed an affordable means to spread costs on larger items Reviewed on: 21st April 2026

Fast, easy and convenient.

Fast, easy and convenient. If i could replace my bank with paypal, I would. Reviewed on: 21st April 2026

Great credit product

Great and easy to set up and use Reviewed on: 21st April 2026

Secure checkouts are done with PayPal.

When doing any online purchasing If given the option I prefer to use PayPal as an extra peace of mind, all banking and personal details are kept secure. Reviewed on: 21st April 2026

Always been available when needed

Always been available when needed and help you manage your outgoings responsibly Reviewed on: 21st April 2026

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