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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181124 reviews)

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4.73

Based on 181,123 reviews, last reviewed 16th Aug 2026

20% increase in 5 star reviews

in the past 90 days

35% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable. Very reliable. I had a dispute with a retailer previously, and this solved promptly. Easy to send and recieve money Reviewed on: 16th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181124)

Everything sounds great and practical

Everything sounds great and practical Reviewed on: 21st April 2026

I have only ever had good experiences

I have only ever had good experiences Reviewed on: 21st April 2026

Fabulous and exellence experience with PayPal, alway...

Fabulous and exellence experience with PayPal, always on point and swift operation and services i would definitely recommend them over and over again. Reviewed on: 21st April 2026

Positve vibes

I have had positive experiennce since joining paypal several years ago. Reviewed on: 21st April 2026

I use PayPal wherever I can

I use PayPal wherever I can form purchases and particularly like the option for deferred payment where I can to help spread the cost. Customer service has also been fantastic when required. Reviewed on: 21st April 2026

All is very easy and smooth

All is very easy and smooth I am happy with the service and with the app Reviewed on: 21st April 2026

PayPal for years

I have had my PayPal for years, never had any problems Reviewed on: 21st April 2026

PayPal, a great service to use

Used PayPal for years now and even when I had been scammed through PayPal, they investigated it and refunded me all the money within 2 days, so as to not leave me short. Every time I have used the customer service, they have been very helpful with what ever I called them for. I use my PayPal credit a lot as it's far better than any other service I have used like klarna etc. Reviewed on: 21st April 2026

Paypal has been easy to use and reliable when tra...

Paypal has been easy to use and reliable when transaction go wrong. Reviewed on: 21st April 2026

Efficient service.

Efficient service. Easy and fast to use. Has become my preferred payment method online Reviewed on: 21st April 2026

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